LoansAtlanta

• Names and addresses of all employers for the previous two years

• Address for the previous two years including name & address of the lender/landlord

• Copy of most recent mortgage statement (if applicable)

• Three most recent statements for all bank accounts (checking, savings, stocks, bonds, CD's)

• List of all liabilities including account numbers, balances and monthly payment

• Most recent pay stub(s) covering a 30-day period and reflecting Year-to-Date income

• Two most recent W-2's

• HUD-1 closing statement (if applicable)

• Copy of year end statement or award certificate for social security, disability or pension income

• Copy of leases on all rental income property (if applicable)

• Complete copy of final divorce decree (if applicable)

• Fully executed sales contract with original signatures (purchase only)

• Copy of cancelled earnest money check (purchase only)

• Copy of relocation guidelines and agreement from employer (transfers only)

• Two most recent years signed personal tax returns (self-employed only)

• Two most recent years signed corporate tax returns (self-employed only)

• Year-to-Date profit & loss statement and balance sheet (self employed only)

• Copy of warranty deed including legal description (refinance only)

• Name and phone number for homeowners or condo association contact (if applicable)

• Name and phone number of home owners insurance agent

• Copy of GA drivers license, US passport or US military ID

• Gift letter affidavit completed, signed by donor and including source of funds (if applicable)

Required at Closing:

• Homeowners insurance policy AND one years paid receipt
• Termite inspection letter dated no more than 30 days prior to closing
• Septic tank inspection letter and Well certification letter (if applicable)
• Certificate of occupancy (new construction only)